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Dealers Insurance Services, LLC offers a unique and valuable program to the highly specialized field of auto dealers. Specializing in Garage Liability and Dealer Bonds since 1986, over 2,000 dealers have trusted the experts at Dealers Insurance Services to be their Best Friend in the Business!
Worker’s Compensation coverage provides wage replacement and medical benefits to employees injured in the course of employment. While requirements for purchasing coverage vary from state to state, any business with employees should consider this valuable insurance.
Physical Damage coverage insures a dealer for loss to their vehicle inventory caused perils such as collision, theft, vandalism, fire and weather. Also known as Dealer’s Open Lot Coverage, Dealer’s Blanket or Floor Plan Insurance, this coverage is often required by lenders and floor planners under the terms of their contracts.
Garage liability provides protection for bodily injury and property damage claims for which your dealership is held liable. Garage Liability is the foundation of any automobile dealer’s insurance program. Structured as a hybrid of automobile liability and premises liability, this essential protection is normally required by DMV in order to comply with license requirements.